St. George Vertigo MasterCard®

An award winning St. George Vertigo credit card adjudged to be the Cheapest Balance Transfer Credit Card by Money Magazine 2009. It charges one of the best rates you could ever find on purchases and balance transfers. Australians get to receive instant benefits and other perks once their application is approved and account opened.

	Intro APR  APR Annual Fee  0.99%* 13.24%* $55.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	St. George Bank
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Low Interest Credit Card
Credit Needed:	Good*
Top Card Review
The St. George Vertigo Master credit card is an awarding card that has been recognized as one of Australia's cheapest credit cards. It has already won the Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009. Newly accepted cardholders are given long term during which low interest is charged when balance from locally issued credit cards are transferred to the new account. Purchases paid for in full by the due date will qualify for 55 days marked as interest free days. Additional cards for the convenience of family and friends are available. Emergency card replacement creates another card for you in no time once there's a problem with the one you already have. You get to earn instant discounts and added benefits as a cardholder. A $55 annual fee applies. The MasterCard network has wide spread acceptance in most countries around the world. It is currently accepted at over 26 million locations including ATMs.
Card rating:	(4 out of 5)
Most attractive features:	- Balance transfer offer - Low interest rate - Unique card
Least attractive features:	- No rewards program - Annual fee
Top Rewards & Benefits
Other Benefits:	- 24/7 phone and online banking services - Additional cardholders are free - Free access to rebates and rewards - Emergencies card replacement
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0.99%*
Applied Towards:	Balance Transfer
Introductory Period:	12 months on BT*
APR on Purchases (%):	13.24%
APR Type:	variable
Annual Fee:	$55.00*
Grace Period:	55 days*
Minimum Credit Line:	$500*
Late Payment Fee:	$35.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	21.49%
Cash Advance Fee (%):	2.00%
Minimum Fee:	$10.00
Top Comments
Disclaimer *Interest rates quoted current as at 20/04/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to cash advances (cash advances are 19.99%p.a on Vertigo MasterCard), or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request. ** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997. ***Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009
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* All information on St. George Vertigo MasterCard is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Jan 20, 2012). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.