New Credit Cards

[1] Virgin High Flyer Credit Card
More Info	- A low balance transfer rate of 1.9% p.a. for the first 6 months, reverting to the cash advance rate after 6 months. - Earn 15,000 bonus Velocity Points. Simply apply for a Virgin High Flyer Credit Card by 31 March 2012 and spend $5000 over the first 3 months. - You'll earn 1.25 Velocity Points per $1 spent, uncapped! - Buy a Virgin Australia domestic seat and we'll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply. - Complimentary International Travel Insurance for you and your family. - Enjoy our highest level of service, with your very own personal concierge. - Enjoy up to 44 interest free days. - All this value for an annual Card fee of $249. - Plus a host of other Platinum benefits.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.9%* 6 months* 20.99%* $249.00* 44 days* Good*

[2] HSBC Platinum Credit Card
More Info	- 0% p.a. balance transfer for 6 months1 from non-HSBC credit and store cards (a 2% handling fee will apply) - No annual fee for the first year (a saving of $129) - Visa Platinum Concierge Service - Visa Platinum Airport Service - Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations - Comprehensive insurance package including International Travel Insurance, Extended Warranty insurance and Purchase Protection Insurance - Priority 24-hour customer service - Up to 55 days interest-free period4 when you pay the full balance by the due date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 19.99%* $0.00* up to 55 days* Excellent*

[3] HSBC Platinum Qantas Credit Card
More Info	- 20,000 Qantas Frequent Flyer points - 0% p.a. balance transfer for 6 months from non-HSBC credit and store cards (a 2% handling fee will apply) - 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases3 overseas - 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases3 in Australia - 2 Complimentary invitations to the Qantas Club lounge every year - Up to 55 days interest free5 when you pay the full balance by the due date - Comprehensive Travel Insurance for Australia and overseas - Complimentary membership to the Qantas Frequent Flyer Program (valued at $82.50) if you aren't already a member - Priority 24-hour customer service - All of these benefits for $199 annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 20.99%* $199.00* up to 55 days* Excellent*

[4] St. George Gold Low Rate MasterCard
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[5] St. George Gold Low Rate Visa Credit Card
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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