Low Interest Cards

[1] Virgin Money No Annual Fee Credit Card
More Info	- Choosing one of the six fetching colours before they run out is just the beginning (6 great colours to choose from) - No Annual Fee. Ever. - 2.9% p.a. for first 6 months (20.99% p.a. thereafter) on balance transfers - Access to all the great Virgin family offers - Enjoy up to 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 2.9%* 6 months on BT* 18.99%* $0.00* 44 days* Good*

[2] ANZ Low Rate MasterCard®
More Info	- 13.24% p.a. on purchases - 21.49% p.a. on cash advances - 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - $58 annual fee - 60 seconds response - Custom design of the card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 13.24%* $58.00* up to 55 days* Good*

[3] Aussie MasterCard®
More Info	- Just 2.99% p.a. on balance transfers for the 1st 12 months - And only 9.99%p.a. on purchases for the 1st 12 months - Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases - Up to 55 days interest-free credit on purchases - A low annual fee of only $49
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 9.99%* 12 months* 13.29%* $49.00* up to 55 days* Good*

[4] St. George Gold Low Rate MasterCard
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[5] St. George Vertigo MasterCard®
More Info	- Low variable purchase rate – just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances) - Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date - Low annual fee - currently just $55 - Special 0.99% p.a. balance transfer rate for up to 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0.99%* 12 months on BT* 13.24%* $55.00* 55 days* Good*

[6] St. George Platinum Credit Card
More Info	- Low Platinum 15.99% p.a. purchase rate* - Low $89 Platinum annual fee - 3.99% p.a balance transfer rate for up to 6 months*** - Up to 55 interest free days on purchases* - Up to 3 additional cards for your friends or family, with all transactions on one statement - Linked access to your other St.George accounts for the ease of one card banking - Exclusive Platinum card programs offered by Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 3.99%* 6 months on BT* 15.99%* $89.00* 55 days* Good*

[7] ANZ Balance Visa Credit Card
More Info	This Card is NOT Available anymore - 1 Reward Point for every $1 you repay to your balance - Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards - Choose how often you would like to be rewarded - every 3, 6 or 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 14.49%* $79.00* up to 55 days* Good*

[8] St. George Gold Low Rate Visa Credit Card
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[9] Commonwealth Bank Low Fee Credit Card
More Info	- Balance transfer rate 5.99% p.a. for 5 months - Interest-free period up to 55 days - Free complimentary card for a family member or friend - Secure Internet Shopping. Protects against online card fraud, 24 hours a day, 7 days a week - $24 annual fee. (No annual fee for Commonwealth Bank customers who take up a new Low Fee credit card and spend $1000 or more per year.)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $24.00* Up to 55 days* Poor*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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