Australian Credit Cards

[21] ANZ Frequent Flyer Visa Platinum Credit Card
More Info	- 0% apr for 5 months on purchases - Uncapped Qantas Frequent Flyer points earning - Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month - Overseas Travel and Medical Insurance - Up to 55 days interest free credit on purchases - Credit limit minimum of $12,000 - Total annual fee of $295 - 19.74% p.a. on purchases and 20.99% p.a. on cash advances. - Receive 20,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 5 months* 19.74%* $295.00* up to 55 days* Excellent*

[22] AMEX Gold Ascent Credit Card
More Info	- $0 Annual Card Fee - $2 spent = 1 Membership Rewards point - 24/7 online account access with paperless statements - Online fraud protection guarantee - $0 Supplementary Card fee - Up to 44 interest-free days - Membership Rewards Ascent allows you to choose from travel or a wide range of merchandise
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $0.00* 44 days* Good*

[23] AMEX Qantas Ultimate Credit Card
More Info	- 30,000 bonus points - 1 Qantas Domestic Economy return flight - 1.5 Points for every $1 spent - 2.5 Points for every $1 spent on selected good and services - $0 annual Card fee per Supplementary Card - A $200 saving on your annual Card fee for the first year, from $450 to $250
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $250.00* Up to 44 days* Excellent*

[24] ANZ Frequent Flyer Visa Classic Credit Card
More Info	- Uncapped Qantas Frequent Flyer points earning - Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month - Up to 44 days interest free credit on purchases - Total annual fee of $95 - 19.74% p.a. on purchases and 20.99% p.a. on cash advances. - Receive 10,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 19.74%* $95.00* up to 44 days* Good*

[25] ANZ Frequent Flyer American Express Classic Credit Card
More Info	- Uncapped Qantas Frequent Flyer points earning - Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month - Up to 44 days interest free credit on purchases - Total annual fee of $95 - 19.74% p.a. on purchases and 20.99% p.a. on cash advances. - Receive 10,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 19.74%* $95.00* up to 44 days* Good*

[26] ANZ Low Rate MasterCard®
More Info	- 13.24% p.a. on purchases - 21.49% p.a. on cash advances - 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - $58 annual fee - 60 seconds response - Custom design of the card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 13.24%* $58.00* up to 55 days* Good*

[27] ANZ Rewards Visa Credit Card
More Info	- 0% apr for 3 months - 1.5 Reward Points for every $1 spent on purchases - Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012 - Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time - Uncapped points earning - Competitive Total Annual Fee of $89 - Up to 44 days interest free credit on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.74%* $89.00* up to 44 days* Good*

[28] AMEX Platinum MoneyBack Credit Card
More Info	- 5% cashback for the first 3 months - 1% MoneyBack 1% thereafter - Unlimited Money back - $99 annual fee - Supplementary Card fee of $0 - 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* 44 days* Good*

[29] AMEX Gold Business Credit Card
More Info	- Earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually) - Free additional cards - Points are not capped and will not expire - 90-Days Money-Back satisfaction guarantee - 12 statements per year that meet ATO requirements for GST reporting - Up to 44 days interest free - $160 annual fee (Tax deductable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $160.00* up to 44 days* Good*

[30] ANZ Rewards Platinum American Express Card
More Info	- 3 Reward Points for every $1 spent on purchases - Receive 20,000 Bonus Reward Points1. Apply by 13 March 2012 - 0% APR for 5 months - Uncapped points earning - Overseas Travel and Medical Insurance - ANZ Car Rental Cover - Competitive Total Annual Fee of only $149 - Up to 55 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 5 months* 19.74%* $149.00* Up to 55 days* Good*

[31] Business Vantage Visa Credit Card
More Info	- Flexible expense reporting - BAS friendly - easy to calculate the GST - $0 annual fee when you combine with a Business Banking transaction account as part of a Business Owners Transaction Package^ - 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. - Comes with Business Cheque Account Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 17.15%* $0.00* 55 days* Good*

[32] ANZ Rewards Platinum Visa Credit Card
More Info	- 1.5 Reward Points for every $1 spent on purchases - Receive 20,000 Bonus Reward Points1. Apply by 13 March 2012 - 0% APR for 5 months - Uncapped points earning - Overseas Travel and Medical Insurance - ANZ Car Rental Cover - Competitive Total Annual Fee of only $149 - Up to 55 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 5 months* 19.74%* $149.00* Up to 55 days* Good*

[33] ANZ Rewards American Express Credit Card
More Info	- 0% apr for 3 months - 2 Reward Points for every $1 spent on purchases - Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012 - Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time - Uncapped points earning - Competitive Total Annual Fee of $89 - Up to 44 days interest free credit on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.74%* $89.00* up to 44 days* Good*

[34] Commonwealth Bank Gold Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Up to 55 days interest-free - Annual fee $144 (or $114 for qualifying customers) - Complimentary international travel insurance for return trips of up to 3 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $144.00* Up to 55 days* Good*

[35] Commonwealth Bank Awards Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 1 Commonwealth Awards point for every $1 you spend and 1.5 points for every $1 spend with AMEX card - Up to 55 days grace period - Annual fee $89 (or $59 for qualifying customers) - Emergency Travel Assistance - globaleshop by American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $89.00* Up to 55 days* Good*

[36] Aussie MasterCard®
More Info	- Just 2.99% p.a. on balance transfers for the 1st 12 months - And only 9.99%p.a. on purchases for the 1st 12 months - Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases - Up to 55 days interest-free credit on purchases - A low annual fee of only $49
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 9.99%* 12 months* 13.29%* $49.00* up to 55 days* Good*

[37] ANZ Gold Rewards Visa Credit Card
More Info	This Card is NOT Available anymore - Up to 44 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance - Commission-free travellers cheques through ANZ Branches in Australia
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.49%* $79.00* up to 44 days* Good*

[38] AMEX Business Excellerator Credit Card
More Info	- 90 days Money Back satisfaction guarantee - 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually) - 12 statements per year that meet ATO requirements for GST reporting - The Annual $160 Card Fee is tax deductible if the Card is used solely for business - Up to 55 interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $160.00* 55 days* Excellent*

[39] BOQ Platinum Credit Card
More Info	- Q Rewards program - 2 Q Rewards Points for every $1 spent - Concierge service - International travel insurance* - Higher levels of Purchase Cover Insurance* - Extended warranty on purchases made - Priority 24-hour customer service - $1,000 daily cash advance limit through ATMs - Free Additional Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $199.00* 55 days* Good*

[40] AMEX David Jones Credit Card
More Info	The card is NOT active. - 15,000 Bonus Points when you spend 3 times within the first month of receiving your Card. That's $100 worth of value across the Membership Rewards Program. - No points capping or expiry - No Supplementary Card fee for the first year (save $29 - Purchase protection for theft or damage on eligible items (up to 90 days) - 24/7 online access to your account - Up to 44 days Interest Free on purchases - Online Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* Up to 44 days* Good*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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