Australian Credit Cards

[1] Commonwealth Bank Platinum Credit Card
More Info	- Spectrum promotion will award you with an Amex card when opening a CBA Platinum MasterCard! - Interest rate 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Exceptional Platinum Awards -- 1 Commonwealth Awards point for every dollar you spend when you shop or pay most bills - Up to 55 days interest-free period - Frequent Flyer transfer points - Annual fee $280 (or $250 for qualifying customers)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $280.00* Up to 55 days* Good*

[2] Woolworths Everyday Money Credit Card
More Info	- Special offer: a bonus $50 shopping card (until 30 April 2010) - No annual fee for 1st year, $49 thereafter - 5.99% for 6 months on Balance Transfer - Earn up to 3 points per $1 spent on purchases - Earn a shopping card every 4 months - Your choice of 4 fresh card colours - Free additional card * Card is issued by HSBC Bank Australia Limited.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 5.99%* 6 months* 18.74%* N/A* 55 days* Good*

[3] Commonwealth Bank Low Fee Credit Card
More Info	- Balance transfer rate 5.99% p.a. for 5 months - Interest-free period up to 55 days - Free complimentary card for a family member or friend - Secure Internet Shopping. Protects against online card fraud, 24 hours a day, 7 days a week - $24 annual fee. (No annual fee for Commonwealth Bank customers who take up a new Low Fee credit card and spend $1000 or more per year.)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $24.00* Up to 55 days* Poor*

[4] St. George Vertigo MasterCard®
More Info	- Low variable purchase rate – just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances) - Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date - Low annual fee - currently just $55 - Special 0.99% p.a. balance transfer rate for up to 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0.99%* 12 months on BT* 13.24%* $55.00* 55 days* Good*

[5] St. George Platinum Credit Card
More Info	- Low Platinum 15.99% p.a. purchase rate* - Low $89 Platinum annual fee - 3.99% p.a balance transfer rate for up to 6 months*** - Up to 55 interest free days on purchases* - Up to 3 additional cards for your friends or family, with all transactions on one statement - Linked access to your other St.George accounts for the ease of one card banking - Exclusive Platinum card programs offered by Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 3.99%* 6 months on BT* 15.99%* $89.00* 55 days* Good*

[6] ANZ Balance Visa Credit Card
More Info	This Card is NOT Available anymore - 1 Reward Point for every $1 you repay to your balance - Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards - Choose how often you would like to be rewarded - every 3, 6 or 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 14.49%* $79.00* up to 55 days* Good*

[7] ANZ Frequent Flyer Visa Gold Credit Card
More Info	This Card is NOT Available anymore - Two cards (VISA+AMEX). One account. One credit limit. One statement - Earn uncapped Qantas Frequent Flyer points from everyday purchases - You could maximise your Qantas Frequent Flyer points1 earning when using your ANZ Frequent Flyer Gold American Express credit card. - Continue to see your points grow with the convenience of 29 million locations worldwide when using your ANZ Frequent Flyer Visa Gold credit card. - Total Annual Fee of $195 applies which includes a $140 Annual Account Fee and a $55 Rewards Program Services Fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.74%* $195.00* up to 55 days* Excellent*

[8] AMEX Qantas Classic Credit Card
More Info	*The Qantas Classic card is no longer available, however you may wish to consider another AMEX Australia card. This page is maintained as an resource for people looking for the Qantas Classic card, and may not be updated after 24th November 2010. - Up to 5,000 Bonus points* - 1 Qantas Frequent Flyer point for every $1 spent - 2 Qantas Frequent Flyer point per $1 spent in Australia for selected products and services - Automatic points to your Qantas Frequent Flyer account - Up to 44 days interest Free - $149 annual fee - $0 annual Card fee per supplementary Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $149.00* Up to 44 days* Good*

[9] BOQ Gold Credit Card
More Info	- Q Rewards® program - Earn 1.75 Q Rewards Points for every $1 spent - Q Rewards points never expire - International travel insurance* - Purchase Cover Insurance* - Priority 24-hour customer service on a dedicated Gold Visa card enquiries line - $1,000 daily cash advance limit through ATMs - Free additional cards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $120.00* 55 days* Good*

[10] St. George Amplify Rewards Card
More Info	- 0.99% p.a. for 6 months on balance transfers - Earn 2 Amplify Points per $1 spent on purchases. - OR, earn 1 Qantas Frequent Flyer Points per $1 spent on purchases. - Free Qantas Frequent Flyer Rewards Program - Up to 55 days interest free
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 18.74%* $79.00* Up to 55 days* Good*

[11] St. George Gold Low Rate Visa Credit Card
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[12] ANZ Frequent Flyer American Express Gold Credit Card
More Info	This Card is NOT Available anymore - Two cards (VISA+AMEX). One account. One credit limit. One statement - Earn uncapped Qantas Frequent Flyer points from everyday purchases - You could maximise your Qantas Frequent Flyer points1 earning when using your ANZ Frequent Flyer Gold American Express credit card. - Continue to see your points grow with the convenience of 29 million locations worldwide when using your ANZ Frequent Flyer Visa Gold credit card. - Total Annual Fee of $195 applies which includes a $140 Annual Account Fee and a $55 Rewards Program Services Fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* N/A* 19.74%* $195.00* up to 55 days* Excellent*

[13] St. George Gold Low Rate MasterCard
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[14] AMEX David Jones Credit Card
More Info	The card is NOT active. - 15,000 Bonus Points when you spend 3 times within the first month of receiving your Card. That's $100 worth of value across the Membership Rewards Program. - No points capping or expiry - No Supplementary Card fee for the first year (save $29 - Purchase protection for theft or damage on eligible items (up to 90 days) - 24/7 online access to your account - Up to 44 days Interest Free on purchases - Online Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* Up to 44 days* Good*

[15] AMEX Business Excellerator Credit Card
More Info	- 90 days Money Back satisfaction guarantee - 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually) - 12 statements per year that meet ATO requirements for GST reporting - The Annual $160 Card Fee is tax deductible if the Card is used solely for business - Up to 55 interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $160.00* 55 days* Excellent*

[16] BOQ Platinum Credit Card
More Info	- Q Rewards program - 2 Q Rewards Points for every $1 spent - Concierge service - International travel insurance* - Higher levels of Purchase Cover Insurance* - Extended warranty on purchases made - Priority 24-hour customer service - $1,000 daily cash advance limit through ATMs - Free Additional Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $199.00* 55 days* Good*

[17] Aussie MasterCard®
More Info	- Just 2.99% p.a. on balance transfers for the 1st 12 months - And only 9.99%p.a. on purchases for the 1st 12 months - Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases - Up to 55 days interest-free credit on purchases - A low annual fee of only $49
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 9.99%* 12 months* 13.29%* $49.00* up to 55 days* Good*

[18] ANZ Gold Rewards Visa Credit Card
More Info	This Card is NOT Available anymore - Up to 44 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance - Commission-free travellers cheques through ANZ Branches in Australia
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.49%* $79.00* up to 44 days* Good*

[19] Commonwealth Bank Awards Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 1 Commonwealth Awards point for every $1 you spend and 1.5 points for every $1 spend with AMEX card - Up to 55 days grace period - Annual fee $89 (or $59 for qualifying customers) - Emergency Travel Assistance - globaleshop by American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $89.00* Up to 55 days* Good*

[20] Commonwealth Bank Gold Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Up to 55 days interest-free - Annual fee $144 (or $114 for qualifying customers) - Complimentary international travel insurance for return trips of up to 3 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $144.00* Up to 55 days* Good*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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