Australian Credit Cards

[1] AMEX Platinum MoneyBack Credit Card
More Info	- 5% cashback for the first 3 months - 1% MoneyBack 1% thereafter - Unlimited Money back - $99 annual fee - Supplementary Card fee of $0 - 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* 44 days* Good*

[2] AMEX Qantas Premium Credit Card
More Info	- up to 17,500 bonus Qantas Frequent Flyer points - 5,000 points after your first purchase with the Card - 10,000 points after you spend $500 on purchases - 2500 points after your first Card spend in Australia on selected Qantas products and services - 1.25 Qantas Frequent Flyer point for every dollar spent on your Card. - 1 additional pointon selected Qantas services - 2 Quantas Club invitation every year - A $100 saving on your annual Card fee for the first year, from $249 to $149
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $149.00* N/A* Excellent*

[3] Commonwealth Bank Awards Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 1 Commonwealth Awards point for every $1 you spend and 1.5 points for every $1 spend with AMEX card - Up to 55 days grace period - Annual fee $89 (or $59 for qualifying customers) - Emergency Travel Assistance - globaleshop by American Express
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $89.00* Up to 55 days* Good*

[4] AMEX Business Excellerator Credit Card
More Info	- 90 days Money Back satisfaction guarantee - 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually) - 12 statements per year that meet ATO requirements for GST reporting - The Annual $160 Card Fee is tax deductible if the Card is used solely for business - Up to 55 interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $160.00* 55 days* Excellent*

[5] AMEX Gold Ascent Credit Card
More Info	- $0 Annual Card Fee - $2 spent = 1 Membership Rewards point - 24/7 online account access with paperless statements - Online fraud protection guarantee - $0 Supplementary Card fee - Up to 44 interest-free days - Membership Rewards Ascent allows you to choose from travel or a wide range of merchandise
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $0.00* 44 days* Good*

[6] AMEX Platinum Card
More Info	- Exclusive privileges of the original Platinum - Charge Card -- pay your balance in full every month - 75,000 Membership Rewards Bonus Points when you spend $500 in the first 2 months of your membership - Complementary enrollment in Ascent Premium - $1 spent - up to 1.5 Membership Rewards points - A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you - separate personal and professional expenses
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $900.00* 51 days* Excellent*

[7] Commonwealth Bank Gold Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Up to 55 days interest-free - Annual fee $144 (or $114 for qualifying customers) - Complimentary international travel insurance for return trips of up to 3 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $144.00* Up to 55 days* Good*

[8] Commonwealth Bank Low Fee Credit Card
More Info	- Balance transfer rate 5.99% p.a. for 5 months - Interest-free period up to 55 days - Free complimentary card for a family member or friend - Secure Internet Shopping. Protects against online card fraud, 24 hours a day, 7 days a week - $24 annual fee. (No annual fee for Commonwealth Bank customers who take up a new Low Fee credit card and spend $1000 or more per year.)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.99%* $24.00* Up to 55 days* Poor*

[9] Commonwealth Bank Platinum Credit Card
More Info	- Spectrum promotion will award you with an Amex card when opening a CBA Platinum MasterCard! - Interest rate 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Exceptional Platinum Awards -- 1 Commonwealth Awards point for every dollar you spend when you shop or pay most bills - Up to 55 days interest-free period - Frequent Flyer transfer points - Annual fee $280 (or $250 for qualifying customers)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $280.00* Up to 55 days* Good*

[10] AMEX David Jones Credit Card
More Info	The card is NOT active. - 15,000 Bonus Points when you spend 3 times within the first month of receiving your Card. That's $100 worth of value across the Membership Rewards Program. - No points capping or expiry - No Supplementary Card fee for the first year (save $29 - Purchase protection for theft or damage on eligible items (up to 90 days) - 24/7 online access to your account - Up to 44 days Interest Free on purchases - Online Fraud Protection
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* Up to 44 days* Good*

[11] ANZ Balance Visa Credit Card
More Info	This Card is NOT Available anymore - 1 Reward Point for every $1 you repay to your balance - Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards - Choose how often you would like to be rewarded - every 3, 6 or 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 14.49%* $79.00* up to 55 days* Good*

[12] ANZ Frequent Flyer Visa Classic Credit Card
More Info	- Uncapped Qantas Frequent Flyer points earning - Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month - Up to 44 days interest free credit on purchases - Total annual fee of $95 - 19.74% p.a. on purchases and 20.99% p.a. on cash advances. - Receive 10,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 19.74%* $95.00* up to 44 days* Good*

[13] ANZ Frequent Flyer American Express Classic Credit Card
More Info	- Uncapped Qantas Frequent Flyer points earning - Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month - Up to 44 days interest free credit on purchases - Total annual fee of $95 - 19.74% p.a. on purchases and 20.99% p.a. on cash advances. - Receive 10,000 Bonus Qantas Frequent Flyer points. Apply by 13 March 2012
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 19.74%* $95.00* up to 44 days* Good*

[14] ANZ Frequent Flyer Visa Gold Credit Card
More Info	This Card is NOT Available anymore - Two cards (VISA+AMEX). One account. One credit limit. One statement - Earn uncapped Qantas Frequent Flyer points from everyday purchases - You could maximise your Qantas Frequent Flyer points1 earning when using your ANZ Frequent Flyer Gold American Express credit card. - Continue to see your points grow with the convenience of 29 million locations worldwide when using your ANZ Frequent Flyer Visa Gold credit card. - Total Annual Fee of $195 applies which includes a $140 Annual Account Fee and a $55 Rewards Program Services Fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.74%* $195.00* up to 55 days* Excellent*

[15] ANZ Gold Rewards Visa Credit Card
More Info	This Card is NOT Available anymore - Up to 44 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance - Commission-free travellers cheques through ANZ Branches in Australia
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.49%* $79.00* up to 44 days* Good*

[16] AMEX Gold Business Card
More Info	- No pre-set spend limit - Annual fee is tax deductible - Complete your Business Activity Statement (BAS) with ease by downloading your Card account details and GST breakdown directly to your Microsoft Money, Quicken, MYOB OR Excel financial software - Supplementary Cards for employees
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $169.00* up to 51 days* Good*

[17] AMEX Qantas Classic Credit Card
More Info	*The Qantas Classic card is no longer available, however you may wish to consider another AMEX Australia card. This page is maintained as an resource for people looking for the Qantas Classic card, and may not be updated after 24th November 2010. - Up to 5,000 Bonus points* - 1 Qantas Frequent Flyer point for every $1 spent - 2 Qantas Frequent Flyer point per $1 spent in Australia for selected products and services - Automatic points to your Qantas Frequent Flyer account - Up to 44 days interest Free - $149 annual fee - $0 annual Card fee per supplementary Card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $149.00* Up to 44 days* Good*

[18] AMEX Qantas Ultimate Credit Card
More Info	- 30,000 bonus points - 1 Qantas Domestic Economy return flight - 1.5 Points for every $1 spent - 2.5 Points for every $1 spent on selected good and services - $0 annual Card fee per Supplementary Card - A $200 saving on your annual Card fee for the first year, from $450 to $250
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $250.00* Up to 44 days* Excellent*

[19] AMEX Qantas Business Card
More Info	- Simplify your paperwork with ATO compliant monthly statements with GST breakdown - Download your monthly statements when you want straight into a range of software packages, including Quicken or Microsoft Excel - Protection you deserve with Domestic and International Cover available - Enjoy year-round discounts with the Business Savings program - Online Fraud Protection Guarantee - The best in service with the Worldwide Customer Care Program - No pre-set spending limit - Annual Card fee of $299 p.a - Supplementary Card fee of $119 p.a.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $299.00* N/A* Good*

[20] BOQ Gold Credit Card
More Info	- Q Rewards® program - Earn 1.75 Q Rewards Points for every $1 spent - Q Rewards points never expire - International travel insurance* - Purchase Cover Insurance* - Priority 24-hour customer service on a dedicated Gold Visa card enquiries line - $1,000 daily cash advance limit through ATMs - Free additional cards
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $120.00* 55 days* Good*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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