Australian Credit Cards

[1] AMEX Platinum Card
More Info	- Exclusive privileges of the original Platinum - Charge Card -- pay your balance in full every month - 75,000 Membership Rewards Bonus Points when you spend $500 in the first 2 months of your membership - Complementary enrollment in Ascent Premium - $1 spent - up to 1.5 Membership Rewards points - A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you - separate personal and professional expenses
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $900.00* 51 days* Excellent*

[2] AMEX Gold Business Card
More Info	- No pre-set spend limit - Annual fee is tax deductible - Complete your Business Activity Statement (BAS) with ease by downloading your Card account details and GST breakdown directly to your Microsoft Money, Quicken, MYOB OR Excel financial software - Supplementary Cards for employees
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $169.00* up to 51 days* Good*

[3] AMEX Qantas Business Card
More Info	- Simplify your paperwork with ATO compliant monthly statements with GST breakdown - Download your monthly statements when you want straight into a range of software packages, including Quicken or Microsoft Excel - Protection you deserve with Domestic and International Cover available - Enjoy year-round discounts with the Business Savings program - Online Fraud Protection Guarantee - The best in service with the Worldwide Customer Care Program - No pre-set spending limit - Annual Card fee of $299 p.a - Supplementary Card fee of $119 p.a.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $299.00* N/A* Good*

[4] AMEX Platinum Business Card
More Info	- Enjoy the breathing space: And increased cash flow with up to 51 credit-free days - No pre-set spending limit - Easy tracking and management of expenses - Dedicated Platinum Business Concierge to assist you day-to-day - Complimentary access to Ascent Premium. Earn 1.5 points for every dollar spent up to $250,000, reverting to 1 point for every dollar thereafter. - Access to some of the world's most hospitable airport lounges6 including Delta Crown Room Club®, American Admirals Club®, Continental Airlines Presidents Club® and Northwest Airlines Worldclubs®. - Starwood Gold Preferred Guest membership - An annual subscription to BRW and the Weekend Financial Review - A selection of unique business and lifestyle events and experiences - Complimentary Supplementary Cards for your employees at no additional cost
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $1,200.00* up to 51 days* Excellent*

[5] AMEX Velocity Business Card
More Info	- Earn 2 Points for every $1 spent on your Card in Australia with the Virgin Australia group of airlines - Earn 1 Point for every $1 spent everywhere else - 20,000 bonus Velocity Points - Escape the hustle and bustle of the airport with two complimentary single entry passes to the Virgin Australia lounge each year - Put all your expenses on one statement and download it into Quicken™, MYOB®, Microsoft® Excel and more - Complimentary Domestic and International Travel Insurance - Supplementary Cards available for only $99 p.a. each - Enjoy up to 51 credit-free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* N/A* $249.00* 51 days* Excellent*

[6] ANZ Low Rate MasterCard®
More Info	- 13.24% p.a. on purchases - 21.49% p.a. on cash advances - 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - $58 annual fee - 60 seconds response - Custom design of the card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 13.24%* $58.00* up to 55 days* Good*

[7] St. George Vertigo MasterCard®
More Info	- Low variable purchase rate – just 13.24% p.a. ( 21.49% p.a. variable rate on cash advances) - Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date - Low annual fee - currently just $55 - Special 0.99% p.a. balance transfer rate for up to 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0.99%* 12 months on BT* 13.24%* $55.00* 55 days* Good*

[8] Aussie MasterCard®
More Info	- Just 2.99% p.a. on balance transfers for the 1st 12 months - And only 9.99%p.a. on purchases for the 1st 12 months - Reverts to one of the lowest ongoing rates around, currently just 13.29%p.a. on purchases - Up to 55 days interest-free credit on purchases - A low annual fee of only $49
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 9.99%* 12 months* 13.29%* $49.00* up to 55 days* Good*

[9] ANZ Balance Visa Credit Card
More Info	This Card is NOT Available anymore - 1 Reward Point for every $1 you repay to your balance - Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards - Choose how often you would like to be rewarded - every 3, 6 or 12 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* See T&C* 14.49%* $79.00* up to 55 days* Good*

[10] St. George Platinum Credit Card
More Info	- Low Platinum 15.99% p.a. purchase rate* - Low $89 Platinum annual fee - 3.99% p.a balance transfer rate for up to 6 months*** - Up to 55 interest free days on purchases* - Up to 3 additional cards for your friends or family, with all transactions on one statement - Linked access to your other St.George accounts for the ease of one card banking - Exclusive Platinum card programs offered by Visa
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 3.99%* 6 months on BT* 15.99%* $89.00* 55 days* Good*

[11] St. George Gold Low Rate MasterCard
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[12] St. George Gold Low Rate Visa Credit Card
More Info	- Variable purchase rate applies after the first 9 months, currently 15.99% p.a. - Variable cash advance rate 20.24% p.a. - A Gold credit card with gold benefits at a low annual fee, currently $79 - Up to 55 days interest free on purchases when you pay the closing balance of your statement, including the balance transfer amount, in full by the due date - A range of complimentary insurance covers
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 15.99%* $79.00* up to 55 days* Excellent*

[13] Business Vantage Visa Credit Card
More Info	- Flexible expense reporting - BAS friendly - easy to calculate the GST - $0 annual fee when you combine with a Business Banking transaction account as part of a Business Owners Transaction Package^ - 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. - Comes with Business Cheque Account Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 17.15%* $0.00* 55 days* Good*

[14] HSBC Credit Card
More Info	- $0 Annual Fee for the life of the Credit Card - 0%p.a. Balance transfer for the first 6 months when you transfer balances from non-HSBC credit and store cards (a 2% handling fee will apply) - Winner of Money Magazine's 2010 'Best Transactor Credit Card' Low interest rate of just 17.99% p.a 3 on purchases - Up to 55 days interest-free on purchases4 when you pay the full balance by the due date - Access to offers, discounts and benefits worldwide with HSBC's home&Away Privilege Program
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 17.99%* $0.00* up to 55 days* Good*

[15] Woolworths Everyday Money Credit Card
More Info	- Special offer: a bonus $50 shopping card (until 30 April 2010) - No annual fee for 1st year, $49 thereafter - 5.99% for 6 months on Balance Transfer - Earn up to 3 points per $1 spent on purchases - Earn a shopping card every 4 months - Your choice of 4 fresh card colours - Free additional card * Card is issued by HSBC Bank Australia Limited.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 5.99%* 6 months* 18.74%* N/A* 55 days* Good*

[16] St. George Amplify Rewards Card
More Info	- 0.99% p.a. for 6 months on balance transfers - Earn 2 Amplify Points per $1 spent on purchases. - OR, earn 1 Qantas Frequent Flyer Points per $1 spent on purchases. - Free Qantas Frequent Flyer Rewards Program - Up to 55 days interest free
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 18.74%* $79.00* Up to 55 days* Good*

[17] Virgin Money No Annual Fee Credit Card
More Info	- Choosing one of the six fetching colours before they run out is just the beginning (6 great colours to choose from) - No Annual Fee. Ever. - 2.9% p.a. for first 6 months (20.99% p.a. thereafter) on balance transfers - Access to all the great Virgin family offers - Enjoy up to 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 2.9%* 6 months on BT* 18.99%* $0.00* 44 days* Good*

[18] ANZ First Visa Credit Card
More Info	- 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - Up to 44 days interest free credit on purchases - Convenience of Visa acceptance at over 24 million locations worldwide - ANZ Falcon(TM) security with 24/7 monitoring of suspicious transactions - Access to exclusive offers through Visa Entertainment - $0 for the first 12 months ($30 thereafter)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.24%* $30.00* up to 44 days* Good*

[19] ANZ Platinum Credit Card
More Info	- 0% p.a. on purchases and balances transferred for the first 6 months. Apply by 13 March 2012 - $0 Annual Fee for the first year, a saving of $87 - $0 Annual Fee in following years if annual spend exceeds $20,0001 (average monthly spend of $1,667) - Up to 55 days interest free credit on purchases - Standard interest rate of 19.24% p.a. on purchases - Platinum Concierge - Add up to 9 additional card holders to your account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months* 19.24%* $0.00* up to 55 days* Excellent*

[20] ANZ Gold Rewards Visa Credit Card
More Info	This Card is NOT Available anymore - Up to 44 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance - Commission-free travellers cheques through ANZ Branches in Australia
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 19.49%* $79.00* up to 44 days* Good*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

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