BOQ Platinum Credit Card

Savings and convenience are what is in store for you if you carry the Bank of Queensland Platinum Credit Card. A permanently low balance transfer interest rate makes it easier for you to control your finances, while streamlined benefits make it easy to understand how long it will take to earn yourself a vacation.

	Intro APR  APR Annual Fee  N/A* 20.74%* $199.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	Bank of Queensland
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Reward Card
Credit Needed:	Good*
Top Card Review
For straightforward benefits and a user-friendly system, the Bank of Queensland Platinum Credit Card provides excellent service and features to highly-qualified financial customers in Australia. To begin with, you get a remarkably low balance transfer rate that is permanent, which means you can consolidate your existing debts and take your time to pay them down. This card also offers many travel benefits. For instance, you can take advantage of double points on all purchases, which you can then use later on travel incentives that never expire. Included with this is international travel insurance that ensures you get the most out of your journeys abroad; this way, you can worry a little less about emergencies and focus more on having a good time.
Card rating:	(4 out of 5)
Most attractive features:	- Personalised Rewards Program - 3.9% apr for life of balances - Concierge service - Additional benefits
Top Rewards & Benefits
Reward Types:	- Merchandise Rewards - Other Rewards Cards - Universal Rewards Cards
Reward Unit:	Point
Reward per every $1 spent:	2.00
Rewards:	- Q Rewards program - Personalised Rewards Program - 2 Q Rewards Points for every $1 spent
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- International Travel Insurance* - Priority 24-hour customer service on a dedicated Gold Visa card enquiries line - Purchase Cover Insurance* - Free Transport Accident Insurance - Personalised Rewards Program - Extended Warranty
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Applied Towards:	Purchases
Introductory Period:	N/A*
APR on Purchases (%):	20.74%
APR Type:	variable
Annual Fee:	$199.00*
Grace Period:	55 days*
Late Payment Fee:	$10.00*
Over Limit Fee:	$30.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	21.74%
Cash Advance Fee (%):	2.00%
Minimum Fee:	$2.00
Maximum Fee:	$30.00
Top Other Fees
Additional Fees	International Transaction Fee: 3%
Top Comments
Approval Criteria: - Are at least 18 years of age. - Have a good credit rating. - Earn taxable income of $50,000 per year or more. - Are a permanent Australian resident.
Top Action
View Other Bank of Queensland Cards
View Other VISA Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other Points Rewards Cards
View Other Premium Cards
View Other Rewards Cards
View Other Merchandise Rewards
View Other Other Rewards Cards
View Other Universal Rewards Cards

* All information on BOQ Platinum Credit Card is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Feb 28, 2011). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.