BOQ Gold Credit Card

Simple features and the ability to save money are what await you in the Bank of Queensland Gold Credit Card. You can earn almost double points on all purchases, which can then be used towards travel miles that never expire. Also a low, 6-month, introductory rate on balance transfer affords the ability to consolidate your existing card balances.

	Intro APR  APR Annual Fee  N/A* 20.74%* $120.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	Bank of Queensland
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Reward Card
Credit Needed:	Good*
Top Card Review
With a Bank of Queensland Gold Credit Card, you can save some money. First of all, this card offers a 6-month introductory period on balance transfers with one of the lowest rates you will ever find in Australia. Since there is no annual fee, this savings goes right into your pocket. At the same time, they don't skimp on the features, so you still get 24/7 support. You can also save money by cashing in your rewards points on flight vouchers. For every $1 that you spend, you can earn 1.75 points to use towards air miles. Since you can use your miles on nearly any airline that touches down in Australia, and they never expire, you can hold off until you have enough for that family vacation you have been planning.
Card rating:	(3.5 out of 5)
Most attractive features:	- Intro apr for Balance Transfers - Free additional cards - Rewards program - Additional Gold Benefits
Least attractive features:	- Annual fee - Hight APR on purchases
Top Rewards & Benefits
Reward Types:	- Merchandise Rewards - Other Rewards Cards - Universal Rewards Cards
Reward Unit:	Point
Reward per every $1 spent:	1.75
Rewards:	- Earn 1.75 Q Rewards Points for every $1 spent - Q Rewards points never expire
Expiration:	None*
Yearly Limit:	None*
Other Benefits:	- Priority 24-hour customer service on a dedicated Gold Visa card enquiries line - Purchase Cover Insurance* - Free International Travel Insurance
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Applied Towards:	Purchases
Introductory Period:	N/A*
APR on Purchases (%):	20.74%
APR Type:	variable
Annual Fee:	$120.00*
Grace Period:	55 days*
Minimum Finance Charge:	$2.00*
Late Payment Fee:	$10.00*
Over Limit Fee:	$30.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	21.74%
Cash Advance Fee (%):	2.00%
Minimum Fee:	$2.00
Maximum Fee:	$30.00
Top Other Fees
Additional Fees	International Transaction Fee: 3%
Top Comments
Approval Criteria: - Are at least 18 years of age. - Have a good credit rating. - Earn taxable income of $35,000 per year or more. - Are a permanent Australian resident.
Top Action
View Other Bank of Queensland Cards
View Other VISA Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other Points Rewards Cards
View Other Premium Cards
View Other Rewards Cards
View Other Merchandise Rewards
View Other Other Rewards Cards
View Other Universal Rewards Cards

* All information on BOQ Gold Credit Card is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Feb 28, 2011). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.