Balance Transfer Cards

[1] Virgin Money No Annual Fee Credit Card
More Info	- Choosing one of the six fetching colours before they run out is just the beginning (6 great colours to choose from) - No Annual Fee. Ever. - 2.9% p.a. for first 6 months (20.99% p.a. thereafter) on balance transfers - Access to all the great Virgin family offers - Enjoy up to 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 2.9%* 6 months on BT* 18.99%* $0.00* 44 days* Good*

[2] ANZ Platinum Credit Card
More Info	- 0% p.a. on purchases and balances transferred for the first 6 months. Apply by 13 March 2012 - $0 Annual Fee for the first year, a saving of $87 - $0 Annual Fee in following years if annual spend exceeds $20,0001 (average monthly spend of $1,667) - Up to 55 days interest free credit on purchases - Standard interest rate of 19.24% p.a. on purchases - Platinum Concierge - Add up to 9 additional card holders to your account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months* 19.24%* $0.00* up to 55 days* Excellent*

[3] AMEX Velocity Platinum Card
More Info	- 30,000 bonus Velocity Points - Earn 3 Points per $1 spent on your Card in Australia with the Virgin Australia group of airlines - Earn 1.5 Points for every $1 spent everywhere else - Unlimited two-for-one Business Class Flexi fares with V Australia - Complimentary Virgin Australia return domestic flight every year - Enjoy two complimentary single entry passes to the Virgin Australia lounge each year
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $349.00* 25 days* Excellent*

[4] Virgin High Flyer Credit Card
More Info	- A low balance transfer rate of 1.9% p.a. for the first 6 months, reverting to the cash advance rate after 6 months. - Earn 15,000 bonus Velocity Points. Simply apply for a Virgin High Flyer Credit Card by 31 March 2012 and spend $5000 over the first 3 months. - You'll earn 1.25 Velocity Points per $1 spent, uncapped! - Buy a Virgin Australia domestic seat and we'll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply. - Complimentary International Travel Insurance for you and your family. - Enjoy our highest level of service, with your very own personal concierge. - Enjoy up to 44 interest free days. - All this value for an annual Card fee of $249. - Plus a host of other Platinum benefits.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.9%* 6 months* 20.99%* $249.00* 44 days* Good*

[5] HSBC Platinum Credit Card
More Info	- 0% p.a. balance transfer for 6 months1 from non-HSBC credit and store cards (a 2% handling fee will apply) - No annual fee for the first year (a saving of $129) - Visa Platinum Concierge Service - Visa Platinum Airport Service - Earn Rewards Points on every dollar you spend on purchases and choose your own rewards from travel to shopping to charity donations - Comprehensive insurance package including International Travel Insurance, Extended Warranty insurance and Purchase Protection Insurance - Priority 24-hour customer service - Up to 55 days interest-free period4 when you pay the full balance by the due date
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 19.99%* $0.00* up to 55 days* Excellent*

[6] AMEX Qantas Discovery Credit Card
More Info	- No annual fee - 1 Qantas Frequent Flyer point3 per $1 of eligible spend on purchases - 10,000 extra Qantas Frequent Flyer points - Redeem points for Award flights with Qantas or any of their 27 partner airlines - Uncapped number of Qantas Frequent Flyer points you can earn - Global card support
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $0.00* up to 44 days* Good*

[7] Virgin Flyer Credit Card
More Info	- An impressive rate of 1.9% p.a. for the first 9 months. - You'll earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent. - Buy a Virgin Australia domestic seat and we’ll give you a complimentary seat on the same flight up to 4 times every year! Just cover the credit card booking fees. Flights subject to availability, conditions apply. - Enjoy up to 44 interest free days. - Get access to some great Virgin family offers. - You'll get all this for just a $99 annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 1.9%* 9 months on BT* 20.99%* $99.00* 44 days* Good*

[8] AMEX Velocity Gold Card
More Info	- Earn 2.5 Velocity Points for every $1 spent on purchases made on the Card in Australia with the Virgin Australia group of airlines - Earn 1.25 Points for every $1 spent everywhere else - 20,000 bonus Velocity Points - Escape the hustle and bustle of the airport with two complimentary single entry passes to the Virgin Australia lounge each year - Complimentary Domestic and International Travel Insurance - Access to Supplementary Cards at no extra cost. Points earned on each Supplementary Card will be credited to your Velocity Account
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $199.00* 25 days* Good*

[9] HSBC Credit Card
More Info	- $0 Annual Fee for the life of the Credit Card - 0%p.a. Balance transfer for the first 6 months when you transfer balances from non-HSBC credit and store cards (a 2% handling fee will apply) - Winner of Money Magazine's 2010 'Best Transactor Credit Card' Low interest rate of just 17.99% p.a 3 on purchases - Up to 55 days interest-free on purchases4 when you pay the full balance by the due date - Access to offers, discounts and benefits worldwide with HSBC's home&Away Privilege Program
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 17.99%* $0.00* up to 55 days* Good*

[10] HSBC Platinum Qantas Credit Card
More Info	- 20,000 Qantas Frequent Flyer points - 0% p.a. balance transfer for 6 months from non-HSBC credit and store cards (a 2% handling fee will apply) - 2 Qantas Frequent Flyer points for every $1 spent on eligible purchases3 overseas - 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases3 in Australia - 2 Complimentary invitations to the Qantas Club lounge every year - Up to 55 days interest free5 when you pay the full balance by the due date - Comprehensive Travel Insurance for Australia and overseas - Complimentary membership to the Qantas Frequent Flyer Program (valued at $82.50) if you aren't already a member - Priority 24-hour customer service - All of these benefits for $199 annual fee.
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 6 months on BT* 20.99%* $199.00* up to 55 days* Excellent*

[11] ANZ First Visa Credit Card
More Info	- 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - Up to 44 days interest free credit on purchases - Convenience of Visa acceptance at over 24 million locations worldwide - ANZ Falcon(TM) security with 24/7 monitoring of suspicious transactions - Access to exclusive offers through Visa Entertainment - $0 for the first 12 months ($30 thereafter)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.24%* $30.00* up to 44 days* Good*

[12] ANZ Low Rate MasterCard®
More Info	- 13.24% p.a. on purchases - 21.49% p.a. on cash advances - 0% p.a. on purchases and balances transferred for the first 3 months. Apply by 13 March 2012 - $58 annual fee - 60 seconds response - Custom design of the card
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 13.24%* $58.00* up to 55 days* Good*

[13] ANZ Rewards Visa Credit Card
More Info	- 0% apr for 3 months - 1.5 Reward Points for every $1 spent on purchases - Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012 - Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time - Uncapped points earning - Competitive Total Annual Fee of $89 - Up to 44 days interest free credit on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.74%* $89.00* up to 44 days* Good*

[14] AMEX Platinum MoneyBack Credit Card
More Info	- 5% cashback for the first 3 months - 1% MoneyBack 1% thereafter - Unlimited Money back - $99 annual fee - Supplementary Card fee of $0 - 44 Interest free days
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $99.00* 44 days* Good*

[15] AMEX Gold Business Credit Card
More Info	- Earn 2 Membership Rewards points for every $1 spent up to $150,000 - reverting to 1 point for $1 thereafter (reset annually) - Free additional cards - Points are not capped and will not expire - 90-Days Money-Back satisfaction guarantee - 12 statements per year that meet ATO requirements for GST reporting - Up to 44 days interest free - $160 annual fee (Tax deductable)
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.74%* $160.00* up to 44 days* Good*

[16] ANZ Rewards Platinum American Express Card
More Info	- 3 Reward Points for every $1 spent on purchases - Receive 20,000 Bonus Reward Points1. Apply by 13 March 2012 - 0% APR for 5 months - Uncapped points earning - Overseas Travel and Medical Insurance - ANZ Car Rental Cover - Competitive Total Annual Fee of only $149 - Up to 55 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 5 months* 19.74%* $149.00* Up to 55 days* Good*

[17] Business Vantage Visa Credit Card
More Info	- Flexible expense reporting - BAS friendly - easy to calculate the GST - $0 annual fee when you combine with a Business Banking transaction account as part of a Business Owners Transaction Package^ - 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. - Comes with Business Cheque Account Plus
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 17.15%* $0.00* 55 days* Good*

[18] ANZ Rewards Platinum Visa Credit Card
More Info	- 1.5 Reward Points for every $1 spent on purchases - Receive 20,000 Bonus Reward Points1. Apply by 13 March 2012 - 0% APR for 5 months - Uncapped points earning - Overseas Travel and Medical Insurance - ANZ Car Rental Cover - Competitive Total Annual Fee of only $149 - Up to 55 days interest free credit on purchases - Extended Warranty and 90-day Purchase Security Insurance
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 5 months* 19.74%* $149.00* Up to 55 days* Good*

[19] ANZ Rewards American Express Credit Card
More Info	- 0% apr for 3 months - 2 Reward Points for every $1 spent on purchases - Receive 10,000 Bonus Reward Points1. Apply by 13 March 2012 - Redeem Reward Points for a wide selection of rewards including cash back, gift cards, shopping vouchers, and flights on any available seat, on any airline, at any time - Uncapped points earning - Competitive Total Annual Fee of $89 - Up to 44 days interest free credit on purchases
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed 0%* 3 months* 19.74%* $89.00* up to 44 days* Good*

[20] Commonwealth Bank Gold Credit Card
More Info	- Get an AMEX card in addition to the standard Master Card - 20.49% p.a. on purchases - Balance transfer rate 5.99% p.a. for 5 months - Up to 55 days interest-free - Annual fee $144 (or $114 for qualifying customers) - Complimentary international travel insurance for return trips of up to 3 months
Intro APR Intro APR Period Regular APR Annual Fee Grace Period Credit Needed N/A* N/A* 20.49%* $144.00* Up to 55 days* Good*

* While we do our best to give you the most up-to-date information, data on the cards we can offer you is constantly changing, and thus we must provide it sans warranty. Accordingly, you should be sure to always review the terms and conditions of the online application regarding restrictions, limitation, and exclusions. Similarly, peruse the Guide to Benefits upon approval.

Security Note: All Applications feature Secure SSL Technology.