ANZ Low Rate MasterCard®

This ANZ MasterCard credit card seeks to entice consumers searching for credit at low interest rates. The low rate policy affects purchases, and cash advances. Cardholders may order as much as 3 additional cards at no extra cost.

	Intro APR  APR Annual Fee  0%* 13.24%* $58.00*
Basic Information
Issuer:	ANZ
Card Network:	MasterCard®
Card Category:	Consumer (Regular)
Card Type:	- Instant Decision Card - Low Interest Credit Card
Credit Needed:	Good*
Top Card Review
The ANZ issued credit card charges low interest rates on purchases and cash advances at ATMs. Consumers who opt to take advantage of this offer will receive benefits allowing them the freedom to spend freely with little to worry about. The annual fee is set at $58 which is quite lower than what some competing cards charge. A 55 day interest free period covers purchases whilst a 6 month 0% intro period applies to purchases subject to the cardholder meeting some requirements; one of which is that balances transferred from ANZ cards are not considered. As a potential applicant, you have the option to customize your card with a personal photo or one picked from the stocked library. Extra benefits come from MasterCard. Supplementary cards are available for free.
Card rating:	(3.5 out of 5)
Most attractive features:	- Introductory offer - Low interest card - Instant decision card
Least attractive features:	- Annual fee
Top Rewards & Benefits
Other Benefits:	- 3 additional card holders to your account at no extra cost - Manage your credit card online or over the phone - Global Network - MasterCard applause(TM) - MasterCard Travel Exclusives - MasterCard SecureCode(TM) - MasterCard Global Service(TM)
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	3 months*
APR on Purchases (%):	13.24%
APR Type:
Annual Fee:	$58.00*
Grace Period:	up to 55 days*
Late Payment Fee:	N/A*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	21.49%
Top Comments
To be eligible for an ANZ credit card you must: - Be over 18 years of age. - Have a good credit rating. - Be a permanent Australian resident, earning a minimum annual income of $15,000. If you require a Gold Card or you are a non-permanent Australian Resident you must earn a minimum of $50,000.
Top Action
Click Here to Apply
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* All information on ANZ Low Rate MasterCard is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Jan 3, 2012). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.