ANZ First Visa Credit Card

Get the simple benefits and features on this basic card - ANZ First Visa Credit Card - with the kind of security policies and card features you should always ensure to exist on any credit card you apply for. The card charges competitive rates on transactions in addition to a 3 month intro period on purchases.

	Intro APR  APR Annual Fee  0%* 19.24%* $30.00*
Basic Information
Issuer:	ANZ
Card Network:	VISA®
Card Category:	Consumer (Premium)
Card Type:	- Instant Decision Card
Credit Needed:	Good*
Top Card Review
The ANZ First Visa Credit Card is a standard credit card for the basic consumer. It does not offer a rewards program or the extravagant features of a platinum card but you'll certainly enjoy its competitive rate especially on purchase transactions and balance transfers. New cardholders qualify for a 3 month intro period. An annual fee is charged after the first year only. Internet Banking gives unrestricted access to the online management interface ensuring you're able to view online statements at any time of the day once connected to the internet. 24hr customer support, ANZ Falcon card protection, Online Guarantee, Extended Warranty and 90-day Purchase Security Insurance are card features and because the card comes on the Visa network, you'll have immediate access to Visa Entertainment benefits, and worldwide acceptance with over 24 million outlets.
Card rating:	(3.5 out of 5)
Most attractive features:	- Intro rate - No fee for 1 year - 44 days interest free - Free additional cards
Least attractive features:	- Slightly high APR on purchases - No rewards program
Top Rewards & Benefits
Other Benefits:	* See terms and conditions of the card.
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	0%*
Applied Towards:	Purchases
Introductory Period:	3 months*
APR on Purchases (%):	19.24%
APR Type:
Annual Fee:	$30.00*
Grace Period:	up to 44 days*
Minimum Finance Charge:	$0.50*
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	20.99%
Cash Advance Fee (%):	2.00%
Minimum Fee:	$10.00
Top Comments
To be eligible for an ANZ credit card you must: - Be over 18 years of age. - Have a good credit rating. - Be a permanent Australian resident, earning a minimum annual income of $15,000. If you require a Gold Card or you are a non-permanent Australian Resident you must earn a minimum of $50,000.
Top Action
Click Here to Apply
View Other ANZ Cards
View Other VISA Cards
View Other 0% Intro Rate Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other Premium Cards
View Other Instant Decision Cards
Apply For ANZ First Visa Credit Card Secure Online

* All information on ANZ First Visa Credit Card is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Jan 3, 2012). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.