ANZ Balance Visa Credit Card

This is the ANZ credit card that rewards anytime you pay your balance. Purchase transactions incur a low rate making it comfortable for consumers who want to consolidate their expenses on the card account. As cardholder you'll benefit from a range of card features offered at no extra cost.

	Intro APR  APR Annual Fee  N/A* 14.49%* $79.00* Unfortunately, we do not currently offer online application for this card. See similar cards
Basic Information
Issuer:	ANZ
Card Network:	VISA®
Card Category:	Consumer (Regular)
Card Type:	- Instant Decision Card - Low Interest Credit Card - Reward Card
Credit Needed:	Good*
Top Card Review
This is a BT credit card for the Australian consumer. It introduces a unique reward program awarding points as the cardholder pays up his balance. The points gathered then qualify for redeeming Cashback, gift cards and shopping vouchers. The card charges a very competitive interest rate on purchases making it even lower than what's offered on many credit cards in direct competition. An annual fee is charged. As cardholder you stand to benefit from the following card features: Extended Warranty, 90 Purchase Security Insurance, Internet Banking, and 24hr Customer Support. The ANZ Falcon Security feature works round the clock to protect your account from fraudulent transactions. All card features come at no extra cost.
Card rating:	(4 out of 5)
Most attractive features:	- 55 days interest free - Intro rate for BT - Rewards program
Least attractive features:	- Annual fee - Rewards program fee
Top Rewards & Benefits
Reward Types:	- Other Rewards Cards - Universal Rewards Cards
Reward Unit:	Point
Reward per every $1 spent:	1.00
Rewards:	- 1 Reward Point for every $1 you repay to your balance - Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
Expiration:	None
Yearly Limit:	None
Other Benefits:	See terms and conditions of the card
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Applied Towards:	Balance Transfer
Introductory Period:	See T&C*
APR on Purchases (%):	14.49%
APR Type:	variable
Annual Fee:	$79.00*
Grace Period:	up to 55 days*
Minimum Finance Charge:	0.50%*
Maximum Credit Line:	$15,000*
Late Payment Fee:	$35.00*
Over Limit Fee:	$35.00*
Top Balance Transfers
Balance Transfer:
Top Cash Advances
APR on Cash Advances (%):	21.74%
Top Other Fees
Additional Fees	- $10 additional card holder fee. - 1% fee applies to balance transfers excluding balance transfers requested at time of credit card application.
Top Comments
0% p.a. interest for the first 6 months applies only to balance transfers requested at the time of application. Not available when you transfer from an existing ANZ credit card.
Top Action
View Other ANZ Cards
View Other VISA Cards
View Other Balance Transfer Cards
View Other Consumer Cards
View Other Points Rewards Cards
View Other Rewards Cards
View Other Instant Decision Cards
View Other Low Interest Credit Cards
View Other Other Rewards Cards
View Other Universal Rewards Cards

* All information on ANZ Balance Visa Credit Card is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Mar 23, 2011). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.