AMEX Platinum Card

The AMEX platinum card is actually a charge card requiring full monthly balance repayment. Enjoy the fullest benefits of a platinum card giving you access to benefits exclusively reserved for the elite. Gain free participation into a special membership rewards program for benefits including travel to various destinations across the world.

	Intro APR  APR Annual Fee  N/A* N/A* $900.00*
Basic Information
Issuer:	American Express
Card Network:	American Express®
Card Category:	Consumer (Premium)
Card Type:	- Charge Credit Card - Instant Decision Card - Reward Card
Credit Needed:	Excellent*
Top Card Review
The platinum credit card is a charge card providing the fullest benefits and features for the elite consumer. Its Membership Rewards program awards 1.5 points per dollar spent. Points earned may be redeemed for a flight ticket or transferred to a family member or friend. When purchasing using the card you'll enjoy discounts with partnering merchants and retailers. Cardholders can order additional cards for family and friends. These cards also participate in the reward program for even more points qualifying for faster rewards. The platinum card comes with the following benefits: Online fraud protection, buyers' advantage, refund and purchase protection, 24hr personalized concierge service, customer support, priority pass, online account access, and a complimentary Qantas return flight ticket to various domestic locations within Australia. The card charges a $900 annual fee.
Card rating:	(4.5 out of 5)
Most attractive features:	- Charge card - Bonus points - No preset spending limit - Free additional Platinum card - Original Platinum Card
Least attractive features:	- High Annual fee - No Balance Transfer - Not all application may be approved
Top Rewards & Benefits
Reward Types:	- Other Rewards Cards - Travel Rewards Cards - Universal Rewards Cards
Reward Unit:	Point
Rewards:	- 75,000 Membership Rewards Bonus Points when you spend $500 in the first 2 months of your membership - $1 = 1.5 Membership Rewards points
Yearly Limit:	200000
Other Benefits:	- Dedicated access to 24/7 Platinum Travel, Concierge & Card service - A Portfolio of Cards at no extra cost - including four supplementary Cards and an additional Card to help you - separate personal and professional expenses - Extensive insurance coverage - Fine Dining privileges - By Invitation Only programs - Overseas and Domestic Travel Insurance - Complimentary Platinum Card - Online Fraud Protection * See Terms & Conditions for other benefits
Online Card Account Access:
Top Card Finance & Rates
Introductory APR (%):	N/A*
Introductory Period:	N/A*
APR on Purchases (%):	N/A
Annual Fee:	$900.00*
Grace Period:	51 days*
Late Payment Fee:	$30.00*
Over Limit Fee:	$30.00*
Top Balance Transfers
Balance Transfer:
Top Action
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* All information on AMEX Platinum Card is believed to be accurate at the time and date of evaluation by which we publish to the site (Date: Jan 31, 2012). Refer again to the appropriate Terms and Conditions if you feel it necessary to confirm the accuracy of any information before applying.

Security Note: Online application features Secure SSL Technology.